Just been looking back through my diary to see what I’ve been doing while I haven’t been posting anything on here.

The first thing I noticed was how much time I spent trying to cobble together some spending money for our week’s holiday in Kos.

Just in case you didn’t know, I’m rather heavily in debt, as you can see from my other website, www.psychobanana.co.uk!

My finances are so tight, that finding just a couple of hundred quid spare turned into a real nightmare of shuffling money from one bank account, or credit card, to the next. Anyway, in the end I managed it and we went on our holidays and we didn’t have enough cash, so my partner ended up eating in to her overdraft to supply us with enough spending money.

I know what you’re thinking – if you’re that skint, you shouldn’t be going on holiday at all, cos you can’t afford it – and you’re right, I wouldn’t have, but what happened was that my partner, (encouraged by her friend, who accompanied us on holiday with her family), put down the deposit on a package deal as part of my Christmas present. When I received my Christmas present, I really was genuinely lost for words! My partner expected me to be really pleased and I tried my best to look pleased, but really, deep down inside, I was thinking, “What a stupid thing to do – why didn’t she ask me first before committing such a large chunk of our finances?

I was also not that impressed as her choice of destination didn’t seem too well thought out either, but in the end it turned out to be a pretty good holiday as you’ll be able to see from my post here as soon as I write something for that link to link too! (Hopefully tomorrow))

After that, I returned home to find that my finances were in a terrible mess as I couldn’t really afford to spend the spending money and I hadn’t been in the UK to shuffle money round accounts and pay credit card bills for the week I was away! So I spend the remainder of the month pushing every single credit card I own right to the very edge of its credit limit , and in some cases, beyond it. The result is that this month, I’ve been even worse off and I also had my road tax to pay, plus a large gas bill, plus a large phone bill – but more of that tomorrow!